Vehicle financing

Auto Loan Calculator with Taxes and Fees

Estimate car payment, amount financed, interest, and total cost after taxes, fees, down payment, and trade-in value.

Monthly paymentprincipal and interest
Amount financedafter cash and trade-in
Total costtaxes, fees, and interest

Vehicle and loan inputs

Estimated monthly payment $0
Amount financed$0
Total interest$0
Total loan payments$0
Total vehicle cost$0

Enter your vehicle price and loan terms to estimate total cost.

Balance over time

remaining loan balance

Yearly amortization

YearPrincipalInterestBalance

How this calculator works

The calculator adds estimated sales tax and fees to the vehicle price, subtracts down payment and trade-in value, then applies a fixed-rate amortization formula to estimate the monthly payment.

Dealer fees, taxes, rebates, trade-in tax treatment, registration costs, and lender terms vary by location and lender. This calculator is for planning estimates only.