Mortgage calculator cluster
PMI Calculator
Estimate monthly PMI, annual PMI, loan-to-value ratio, and a PMI removal gap.
Formula
How PMI is estimated
This calculator multiplies the loan balance by the annual PMI rate, then divides by 12. Removal gap compares the current loan balance with 80% of the home value.
Related calculators
Continue the mortgage cluster
P0 calculator
Mortgage Calculator With PMI
Put PMI back into the full monthly payment with taxes, insurance, HOA, and interest.
P1 calculator PMI Removal CalculatorEstimate whether current LTV may support a PMI removal request after purchase.
P1 calculator Down Payment CalculatorCompare 3%, 5%, 10%, and 20% down payments against PMI and cash reserves.
P1 calculator Mortgage Affordability CalculatorCheck whether the payment remains affordable before stretching the purchase price.
Cash reserve Emergency Fund CalculatorsMake sure down payment and PMI choices do not drain the emergency fund.