Savings rate comparison
High-Yield Savings Calculator
Compare a high-yield savings APY with a regular savings account and estimate the extra interest over time.
Future balancewith HYSA APY
Extra interestvs regular savings
Monthly growthdeposits plus yield
High-yield future balance
$0
HYSA interest earned$0
Regular savings balance$0
Extra interest from HYSA$0
After-tax HYSA interest$0
Enter balances and APYs to compare savings account outcomes.
Yearly savings projection
| Year | Deposits | HYSA balance | Regular balance |
|---|
How this high-yield savings calculator works
The calculator compounds the starting balance and monthly deposits using the APYs you enter, then compares the high-yield savings result with a regular savings account result over the selected time horizon.
Rates are assumptions only. Actual APYs, bank rules, fees, balance limits, taxes, and rate changes can alter the final result.