Privacy Policy

PayoffTools is designed to run calculations in your browser. We do not require an account to use the calculators.

We use Google Analytics 4 to understand aggregate site usage, including page views, device and browser information, approximate geography, and calculator interaction events. Google Analytics helps us improve the tools and decide which calculators to build next.

We do not use PayoffTools to collect account passwords, loan applications, Social Security numbers, or bank account details. Calculator inputs are processed in your browser and are not saved to a PayoffTools account.

In the future, we may add advertising, affiliate links, or email tools to support the business. When those services are added, this policy should be updated with the specific providers, data collected, cookie use, and opt-out options.