Personal loans
Personal Loan Calculator with Fees
Estimate monthly payment, origination fee, net amount received, total interest, and repayment cost.
Net proceedsafter fee estimate
Total costinterest plus fees
Payoff impactextra payment savings
Estimated monthly payment
$0
Origination fee$0
Net amount received$0
Total interest$0
Total cost$0
Payoff time0 months
Interest saved from extra$0
Enter loan details to estimate payment and total cost.
Yearly repayment schedule
| Year | Principal | Interest | Balance |
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How this personal loan calculator works
The calculator uses a fixed-rate amortization formula for the required monthly payment. Origination fee is estimated as a percentage of the loan amount, and net amount received subtracts that fee from the requested loan amount.
Actual lender disclosures may calculate APR, fees, late charges, prepayment rules, and funding amounts differently. This calculator is for planning estimates only and is not lending or financial advice.